Terms & Conditions

Please read these conditions of use carefully. By accessing this web site, you agree to be bound by these conditions of use. If you do not agree, do not access this site.


Royal & Sun Alliance Insurance Group plc and/or any of its subsidiaries or subsidiary undertakings ("Royal & SunAlliance") is providing this site on an "as is" basis and makes no representations or warranties of any kind with respect to this site or its contents and disclaims all such representations and warranties. In addition, Royal & SunAlliance makes no representations or warranties about the accuracy, completeness, or suitability for any purpose of the information and related graphics published in this site. The information contained in this site may contain technical inaccuracies or typographical errors. All liability of Royal & SunAlliance howsoever arising (whether in contract, tort or negligence) for any such inaccuracies or errors is expressly excluded to the fullest extent permitted by law.

This web site is operated and maintained in the Kingdom of Saudi Arabia and is therefore published from a Saudi Arabian perspective. Royal & SunAlliance is not publishing the web site for use in any jurisdiction where such publication or use is unlawful.


Access to the site


We will use reasonable efforts to make our site and its content available to users. However, we do not warrant or represent that access to this site will be uninterrupted, reliable or fault-free.

We reserve the right in our sole discretion to deny users access to our site or any part of it without notice and to decline to provide the service to any user that is in breach of these conditions.

Unless otherwise specified, the information on this website is directed solely at those who access the site from Saudi Arabia.


No damage arising from use


To the fullest extent permitted by law, neither Royal & SunAlliance nor any of its directors, employees or agents will be liable for damages arising out of or in connection with the use of this site, the information in it or the unavailability of the site or its content. This is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of or damage to property and third party claims, save that nothing shall exclude or restrict liability for death or personal injury resulting from the negligence of Royal & SunAlliance, its directors, employees or agents.




Royal & SunAlliance reserves the right at any time without notice to revise the contents of this site including these conditions. Any changes to these conditions will be posted on this site and by continuing to use this site following any such change you will signify that you agree to be bound by the revised conditions.




All rights in the design, text, graphics and other materials on the site and the selection or arrangement thereof are the copyright of Royal & SunAlliance or other third parties. Permission is granted to copy electronically and print in hard copy portions of this site solely for your own personal use. Any other use of materials on this site (including reproduction for purposes other than those noted above and alteration, modification, distribution, or republication) without the prior written permission of Royal & SunAlliance is strictly prohibited.




The Royal & SunAlliance, royalsun and trade marks, logos and get-up are owned by Royal & Sun Alliance Insurance Group plc or by other companies within the Royal & SunAlliance group. All other trade marks, product names and company names or logos cited herein are the property of Royal & SunAlliance or their respective owners. No permission is given by Royal & SunAlliance in respect of the use of any such trade marks, get-up, product names, company names, logos or titles, and such use may constitute an infringement of the holder's rights.


Privacy policy


You agree to the use of any personal data we may hold on you in accordance with the terms of our privacy policy.


Force majeure


We shall not be liable to users for any breach of these conditions of use or any failure to provide or delay in providing our services through our site resulting from any event or circumstance beyond our reasonable control including, without limitation, strikes, lock outs and other industrial disputes, breakdown of systems or network access, fire explosion, accident, insurrection or war.


Applicable law


These conditions shall be governed and construed in accordance with Saudi Arabian law and any disputes shall fall within the exclusive jurisdiction of the Saudi Arabian Courts. If any provision of these disclaimers and exclusions shall be unlawful, void or for any reason unenforceable then that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.


Links to other sites


In this site, certain links including hypertext links will lead you to websites or pages that are not under our control. These links are provided for your information and convenience and the inclusion of any link does not imply endorsement by us in any way of the site to which a particular link leads. Other links in this site will lead you to web sites or pages that are under the control of other Royal & Sun Alliance Insurance Group companies around the world. You should be aware that these web sites are maintained and operated locally and the law and regulations of countries other than the UK may govern the contents and use of such websites. If you wish to know more about the conditions of use or privacy policies of these websites, please contact the relevant Royal & SunAlliance Insurance Group company.